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BAD CREDIT NO ISSUE If you see that in a loan offer and your credit rating is low, do not waste your time applying. If you have made multiple applications for a loan they use that to bait you. https://www.comparethemarket.com/loans/content/unemployed/ you can check this site. I have deliberately not hyperlinked it. I can tell you the alternatives. If you applied for a credit card then rejection means you will be offered a loan. The other alternative is a guarantor loan or some credit repair solution where you are offered something like Think Banking for a monthly subscription. Do not kick a man when he is down. Cheer up look up Read the instruction in the link above